Hard Money Lender in Amarillo, TX
Welcome to Wildcat Lending, your premier hard money lender in Amarillo, Texas! If you’re a real estate investor looking for quick and secure financing, we’ve got you covered. We specialize in offering fast and reasonable real estate loans that enable you to close deals swiftly on investment properties. With our stress-free loan process, you can spend more time maximizing profits and less time worrying about loan approvals. Whether you’re involved in fix and flip projects, rental property investments, or seeking the unique Wildcat Zero Loan, we tailor loan terms to suit your individual financial circumstances. Apply now and take the first step towards real estate success!
What is a Hard Money Loan?
A hard money loan is a viable alternative to traditional financing, particularly suitable for real estate investors. Unlike conventional lenders, Wildcat Lending provides hard money loans based on the property’s After-Repaired Value (ARV) or As-Is Value, rather than solely relying on income verification. This means that even if you lack significant income, you can still secure a loan using your existing assets as collateral. Our loan process is hassle-free, and we don’t require tax returns or employment verification. This approach allows us to cater to a wide variety of residential real estate investment properties while offering faster turnaround times, often closing within one week or even a few hours in urgent cases.
At Wildcat Lending, we offer a range of loan options to meet your real estate investment needs. Our Fix & Flip Loans are designed to cover both purchase and renovation costs, with interest-only payments, a 6-month term, and up to 95% of total project costs or 70% of ARV. Rental Property Loans, with interest rates between 9.49% – 10.49%, cater to purchase or cash-out refinance needs with a 24-month term and up to 80% LTV for purchase or 75% LTV for cash-out. For those seeking flexible terms, our Wildcat Zero Loan offers 16% interest-only payments, a 6-month term with auto extension, and up to 85% of total project costs or 70% of ARV. Our approval requirements are reasonable, with a minimum credit score of 620 and 6 months of liquid reserves.
Real Estate Investment Loan in Amarillo, TX
Amarillo, TX, is an ideal location for real estate investors, and Wildcat Lending is here to provide the best real estate investment loan solutions. Whether you’re looking to flip properties, expand your rental portfolio, or undertake new ventures, our hard money loans are tailored to support your endeavors. With our fast turn times and stress-free loan process, you can quickly seize opportunities in this thriving market. We focus on residential investment properties, ensuring you have the right financing partner to achieve your real estate goals in Amarillo.
Why Choose Us
Choosing Wildcat Lending means choosing a trusted partner with a solid track record in providing hard money loans to real estate investors. Our custom metrics structure loan terms around your unique financial situation, giving you the flexibility you need. We understand the importance of timing in the real estate industry, and that’s why our average turn time is less than a week. Our dedication to efficiency, combined with our ability to close deals in just hours if needed, sets us apart from conventional lenders. Plus, with no tax returns or employment verifications required, we make the loan application process hassle-free for you.
Ready to take your real estate investment to the next level in Amarillo, TX? Apply now and secure your hard money loan with Wildcat Lending. Take advantage of our fast and reasonable real estate loans to close deals swiftly on investment properties. Whether you’re into fix and flip, rental properties, or seeking unique financing solutions, we have tailored loan options to meet your needs. Don’t miss out on great investment opportunities. Apply today!