Hard Money Lender in Austin, TX
Welcome to Wildcat Lending, your premier hard money lender in Austin, Texas! As one of the leading hard money lenders in the state, we are the go-to source for real estate investment loans. If you are a real estate investor in Austin looking for fast and secure financing, you’ve come to the right place. At Wildcat Lending, we specialize in providing quick and reasonable real estate loans that enable you to close deals swiftly on investment properties. Our stress-free loan process allows you to focus on maximizing profits while we take care of the financing. Ready to take your real estate ventures to the next level? Apply now and seize the opportunities that await you!
What is a Hard Money Loan?
A hard money loan is a viable alternative to traditional bank loans, especially for real estate investors. At Wildcat Lending, we offer hard money loans based on the property’s After-Repaired Value (ARV) or As-Is Value, rather than solely relying on income verification. This means that even if you don’t meet conventional lending standards, you can still secure financing using your existing assets as collateral. Our loan process is efficient and hassle-free, as we do not require tax returns or employment verifications. With our custom metrics, we structure loan terms around your unique financial circumstances, ensuring flexibility and convenience for your real estate investment needs.
Our Loans
Wildcat Lending provides a range of loan options tailored to support your real estate investment goals. Our Fix & Flip Loans cover both purchase and renovation costs, featuring 12% interest-only payments, a 6-month term with a 3-month auto extension, and up to 95% of total project costs or 70% of ARV, whichever is lesser. For rental property investments, our Rental Property Loans offer interest rates between 9.49% – 10.49%, a 24-month term, and up to 80% LTV for purchases or 75% LTV for cash-out refinances. If you seek flexible financing, our Wildcat Zero Loan provides 16% interest-only payments, a 6-month term with auto extension, and up to 85% of total project costs or 70% of ARV. Our approval requirements are reasonable, including a minimum credit score of 620 and 6 months of liquid reserves.
Real Estate Investment Loan in Austin, TX
Austin, TX, is a thriving real estate market, and Wildcat Lending is here to support your investment endeavors. Whether you’re looking to flip properties, expand your rental portfolio, or venture into new projects, our hard money loans are designed to meet your specific needs. Our fast turn times and stress-free loan process ensure you can capitalize on lucrative opportunities swiftly. With a focus on residential investment properties, you can rely on Wildcat Lending to provide the best real estate investment loan solutions in Austin.