Property Criteria

Our loans are made on the After-Repaired Value (ARV)

  • Appraisals must be ordered through Wildcat Lending, and performed by our appraisers. No exceptions.
  • Properties should be located in or around suburban and/or major metropolitan areas: Dallas/Fort Worth, Houston, Austin, San Antonio, El Paso, Lubbock, Midland, Odessa, etc
  • A mortgagees title policy is required.
  • An insurance policy is required on all loans for the term of the loan.
  • Wild Cat Lending reserves the right to adjust down payment requirements as deemed necessary.

Loan Details

  • Up to 70% of the After Repaired Value (excluding points & fees)
  • 6 month term
  • 3 month optional extension
  • 12.0% interest only payments
  • 3 to 6 points origination (Depends on location)
  • Appraisal Fee: $350 to $450 (Dependent upon location and independent appraisers fee)
  • Inspection Fee: $100/ inspection
  • Loan Documents: $475
  • Loan Administrator Fee: $500 to $1,000
  • Credit Report Fee: $25.00